Life settlements give financial advisors a way to help clients unlock the hidden value in life insurance policies they no longer need — turning a lapsing or surrendering asset into a meaningful cash payout.
For Financial Advisors
As a financial advisor, you've likely seen clients surrender policies or let them lapse — without realizing they had a better option.
A life settlement can put 4–7x the cash surrender value into your client's pocket. That's money that can fund retirement, cover medical expenses, or improve their financial plan.
Partner With UsWe handle the entire process — you introduce, we execute
Your client gets competitive offers from institutional buyers
Full transparency on offers and compensation
No cost to you or your client unless a sale closes
You strengthen your client relationship by finding hidden value
If you're a fiduciary, exploring life settlement options is arguably part of your obligation. FINRA has stated that financial professionals should inform clients about life settlements as an alternative to lapsing or surrendering. A policy your client is about to walk away from may have meaningful market value — and you're positioned to tell them that.
Identify
Spot a client with a policy they no longer need
Introduce
Connect them to us — one call or email
We evaluate
We handle every step — market, negotiate, close
Client receives offers
Multiple competitive bids from institutional buyers
Everyone wins
Your client gets more. Your relationship gets stronger.
No commitment required. Let's talk through whether this is a fit for your clients.
Partner With UsBecause 88% of policies that lapse or surrender would have qualified for a life settlement. If your client is considering dropping a policy, a settlement check is a fiduciary obligation.
You introduce your client to a licensed life settlement broker. The broker handles the entire transaction — valuation, competitive bidding, closing. You stay involved as the trusted advisor.
Compensation varies. Some brokers offer referral fees where permitted by state law. More importantly, helping a client discover hidden asset value strengthens the advisory relationship.